Hi, I'm Clarck
I don’t just offer financial coaching—I provide real strategies, real support, and real results to help you take control of your finances and build lasting wealth.
WHY I STARTED
THIS JOURNEY
I know what it’s like to feel stuck—buried under debt, uncertain about the future, and struggling to figure out what comes next. I’ve been there myself.
Through my own financial transformation, I realized that too many people face the same struggles but lack the right tools, the right knowledge, and the right guidance to break free.
That’s why I created Clarck Cadet Consulting—to be the financial resource my community needs. I’m here to simplify money management, eliminate confusion, and provide a clear, step-by-step path to financial success.
+$1 million
secured in lines of credit for clients in 2024
100 clients
served in marginalized communities
5 packages
adapted for different financial situations
100 teens
educated and certified as financially literate in 2024
BUILDING BRIDGES
ACROSS COMMUNITIES
Financial empowerment should be accessible to everyone—no matter your background, income, or experience. That’s why I work with individuals and families from all walks of life, providing the knowledge and tools to create a strong, secure financial future.
Let’s make financial freedom your reality.
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I’ve made some financial mistakes—can I still recover and build a strong credit score?Absolutely. We believe no financial mistake is final. We specialize in helping people rebuild their credit, eliminate debt, and create a strategy to bounce back stronger. Whether you’ve missed payments, maxed out cards, or are dealing with collections—we can help you reset and rebuild.
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What if I don’t know where all my money is going each month?That’s exactly where we come in. Our coaching starts with a deep dive into your income, expenses, and spending habits using our signature financial spreadsheet. From there, we show you how to separate “wants” from “needs” and create a budget that aligns with your goals—not your stress.
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Can Clarck Cadet Consulting really help me get out of debt faster?Yes. Our clients use our Debt Calculator to map out exactly which debts to pay off first and how to reduce interest costs. With our strategy, many clients eliminate thousands in interest fees and pay off debt years ahead of schedule.
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What’s the difference between your Financial Literacy Academy and your private coaching program?The Financial Literacy Academy is a self-paced, online learning experience with pre-recorded videos, downloadable tools, and access to a private members-only community. It’s built for people who want flexibility and structure. 1-on-1 coaching is more personalized—you work directly with Clarck to assess your finances, set targets, and receive custom strategies and accountability until your goals are met.
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How quickly will I start seeing changes in my finances?Many clients see results within the first 30 to 90 days—whether it’s improving their credit score, qualifying for better interest rates, or finally having money left at the end of the month. The more you implement, the faster the results.
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Is this just for people with bad credit?Not at all. We help clients at all financial levels. Some come to us in survival mode, others are earning well but not managing money efficiently, and many are entrepreneurs looking to leverage credit for business funding. Our goal is to take you from where you are to where you want to be.
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Can you help me fund my business, even if it’s new or unregistered?Yes. We help you legally structure your business, build credit under your business name, and apply for funding the right way. Even if your business is just an idea, we’ll guide you from setup to strategy to success.
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I live outside Quebec—can I still work with you?Definitely. Our programs are fully virtual, and we’ve helped clients across Canada and the U.S. Whether you're in Toronto, Vancouver, New York, or Atlanta—we've got you covered.
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Do I get tools to help manage my money during and after the program?Yes. All programs include access to our custom financial spreadsheet, debt calculator, credit checklists, eBooks, and more. These tools are yours to keep and use long after the coaching ends.
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What makes Clarck Cadet Consulting different from other credit repair or financial coaching services?We don’t just “fix credit”—we teach you how to master your money. Our coaching is judgment-free, holistic, and focused on long-term change. From helping teens and families to entrepreneurs and professionals, our mission is to build financial literacy that creates generational impact.
If I can inspire you,
I can put you in a position of power
